Next Stage Funding (“Next Stage Funding,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you interact with our websites, services, telephone numbers, text messaging services, social media accounts, applications, forms, or other services operated by us.

For purposes of this Privacy Policy, services operated by or under Next Stage Funding may include consumer-facing names and brands such as NXS Funding, NXS Got Cars, NXS Gems, NXS Limited, and other brands, websites, or social media properties operated by Next Stage Funding, where applicable.

The inclusion of a brand in this Privacy Policy does not mean that consent provided to one brand automatically constitutes consent to receive communications from every other brand. Where consent is required, consent applies to the company, brand, service, or communication channel for which the consumer provided that consent.

We may collect personal information that you voluntarily provide to us, as well as certain information generated when you use our websites or services.

Information we may collect includes, but is not limited to:

• First and last name
• Email address
• Telephone or mobile phone number
• Mailing address, city, state, and ZIP code
• Information contained in inquiries or customer service requests
• Information submitted through online forms
• Appointment or scheduling information
• Information you voluntarily provide through SMS, telephone, email, or social media
• Website usage information, device information, IP address, and related technical data
• Other information you voluntarily provide to us

The particular information collected depends on the service you use and the nature of your interaction with us.

We may collect information when you:

• Visit or use one of our websites
• Complete and submit an online form
• Call one of our telephone numbers
• Send us a text message
• Email us
• Contact us through social media
• Request information, assistance, or customer support
• Schedule or request an appointment
• Otherwise voluntarily communicate with us

We may also receive information from service providers or other sources when permitted by law and consistent with this Privacy Policy.

We may use personal information to:

• Respond to inquiries and requests
• Provide products or services requested by you
• Provide customer service and support
• Communicate with you regarding an existing inquiry or relationship
• Schedule, confirm, modify, or cancel appointments
• Provide information that you requested
• Operate, maintain, secure, and improve our websites and services
• Detect fraud, misuse, security incidents, or prohibited activity
• Maintain business and transaction records
• Comply with applicable legal and regulatory obligations
• Enforce our agreements and policies
• Protect our rights, property, customers, and services

We will use personal information only for purposes reasonably related to the interaction through which it was collected, for other purposes disclosed to you, with your consent where required, or as otherwise permitted by law.

If you voluntarily initiate a text message conversation with Next Stage Funding or one of its applicable consumer-facing brands, or otherwise provide consent to receive text messages from the applicable brand, you consent to receive conversational and informational SMS messages relating to the reason you contacted us.

Depending on the applicable brand and your request, messages may include responses to customer inquiries, requested product or service information, availability information, appointment scheduling, appointment reminders, customer support, account-related information, or other communications directly related to your inquiry or existing relationship with that brand.

Message frequency may vary. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to a message. After you send STOP, you may receive a confirmation that you have been unsubscribed.

For assistance with SMS communications, reply HELP or contact us at admin@nxsfunding.com.

Consent to receive SMS messages is not a condition of purchasing any goods or services.

SMS consent applies to the business or consumer-facing brand with which you interacted. Providing your mobile number or SMS consent to one brand does not automatically enroll you in SMS communications from another brand.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories of information sharing described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may use vendors and service providers that perform services on our behalf, including telecommunications, messaging, hosting, security, and technical-support providers, when reasonably necessary to operate and deliver the applicable service. Such providers may process information solely as necessary to perform services for us and are not authorized to use SMS opt-in or consent information for their own marketing or promotional purposes.

By opting in to or voluntarily initiating SMS communications with Next Stage Funding or an applicable Next Stage Funding consumer-facing brand, you agree to receive informational and conversational messages related to your inquiry, requested services, appointments, customer support, account information, or other communications you requested or authorized.

Message frequency varies. Message and data rates may apply. Mobile carriers are not liable for delayed or undelivered messages.

Reply STOP at any time to opt out of future SMS messages from the applicable messaging program.

Reply HELP for assistance or email admin@nxsfunding.com.

If you previously opted out and wish to resume receiving messages where supported, you may reply START.

Your participation in SMS messaging is voluntary, and consent to receive SMS messages is not a condition of purchase.

We do not sell personal information solely for the purpose of allowing unrelated third parties to independently market their products or services to you.

Subject to the specific mobile-information restrictions described above, we may disclose personal information in the following circumstances:

• Service Providers: We may provide information to vendors that perform services on our behalf, such as website hosting, communications, analytics, security, customer support, or other operational services.
• Legal Requirements: We may disclose information when required by law, court order, subpoena, regulatory request, or other lawful process.
• Protection of Rights: We may disclose information when reasonably necessary to protect our rights, safety, property, customers, systems, or services, or to investigate suspected fraud, abuse, or unlawful activity.
• Business Transactions: Information may be transferred in connection with a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, subject to applicable law.
• At Your Direction or With Your Consent: We may disclose information when you direct us to do so or otherwise provide appropriate consent.

Regardless of the categories above, mobile phone information, text-message opt-in data, and SMS consent information will not be shared with third parties or affiliates for their marketing or promotional purposes.

Our websites may use cookies, server logs, analytics technologies, and similar tools to operate our websites, understand usage, improve performance, maintain security, and provide functionality.

Usage information may include IP address, browser type, device type, operating system, referring pages, pages visited, dates and times of access, and similar technical information.

You may be able to limit or disable cookies through your browser settings. Disabling certain cookies may affect website functionality.

We retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide requested services, maintain appropriate business records, resolve disputes, enforce agreements, protect our rights, and satisfy applicable legal, accounting, regulatory, or reporting requirements.

Retention periods may vary depending on the type of information, the nature of the relationship, and applicable legal or business requirements.

We use reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, use, alteration, loss, or disclosure.

No Internet transmission, electronic communication, or information storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted to or stored by us.

Our websites or communications may contain links to websites, applications, social media platforms, or services operated by third parties. We are not responsible for the privacy practices, security, content, or policies of those third parties.

We encourage you to review the privacy policies applicable to any third-party service you choose to use.

Our services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 through services intended for the general public.

If we learn that we have collected personal information from a child under 13 without appropriate authorization, we will take reasonable steps to delete that information where required.

You may contact us to request that we update or correct certain personal information that you previously provided, subject to applicable law and legitimate record-retention requirements.

You may unsubscribe from applicable email marketing communications using the unsubscribe instructions contained in those emails.

For SMS communications, reply STOP to opt out. Reply HELP for assistance.

Depending on where you reside and the laws applicable to our relationship with you, you may have certain rights concerning your personal information.

Where required by applicable law, we will respond to valid requests to exercise applicable privacy rights after taking reasonable steps to verify the request.

To submit a privacy-related request, contact us using the information provided below.

We may update this Privacy Policy periodically to reflect changes to our practices, services, technologies, or legal requirements.

When this Privacy Policy is updated, the revised version will be posted on this page and the “Last Updated” date will be changed.

If you have questions about this Privacy Policy, our privacy practices, or our SMS messaging practices, please contact:

Next Stage Funding
Email: admin@nxsfunding.com
Phone: (877) 927-9970

For SMS assistance, reply HELP to the applicable text message. To stop receiving SMS messages, reply STOP.